How many times have you heard the phrase “don’t put all your eggs in one basket ?” and how often do we actually take that advice ?

Over the last few years we are finding that many of our new customers are disillusioned customers of high street banks. Customers who haven’t had the time or inclination to shop around for the best deal and have relied on their banking relationship for not only their working capital requirements, but also their term finance needs.

At the first sign of a downturn in trading performance many of those customers have found themselves under considerable pressure from their banks as they look to reduce their exposure, with the first facility pulled being arguably the most important working capital.

So what can AFS offer?

Well we can shop around and find customers the best funding option for their capital expenditure, facilities that stand alone from their current banking facilities, facilities that aren’t repayable on demand and that are structured in line with the cash flow requirements of the customer.

So the next time you are considering using the bank for your capital expenditure requirements, consider that AFS maybe able to offer you a competitively priced alternative that doesn’t mean  you have “all your eggs in one basket”